What is Microsoft 365 Copilot?
Microsoft 365 Copilot brings an AI assistant into Word, Excel, PowerPoint, Outlook and Teams, working with your work files, email and meetings. Copilot Chat is included at no extra cost with eligible Microsoft 365 plans.
Microsoft's business pricing page lists Microsoft 365 Copilot Business as an add-on at $25.20 per user per month on monthly billing, or $21.00 on a yearly plan (shown at $18.00 as a first-year promotion for eligible existing customers until 31 December 2026). Bundles are listed at $28.20 (Business Standard with Copilot) and $38.40 (Business Premium with Copilot) per user per month on monthly billing, or $23.50 and $32.00 on yearly plans.
Copilot is most useful when your team already works in Microsoft 365, because it can draw on your own documents, emails and meetings.
What can you use Microsoft 365 Copilot for?
- Drafting documents and emails from notes
- Summarizing Teams meetings and long email threads
- Building first-draft PowerPoint decks
- Analyzing spreadsheets in Excel with plain-language questions
Strengths and limitations
Strengths
- Works inside the Office apps your team already uses
- Can use your own files, email and meetings as context
- Copilot Chat included with eligible plans
Limitations
- The full Copilot is a paid add-on per user
- Best value only if your team works in Microsoft 365
- Yearly pricing requires an annual commitment
Microsoft 365 Copilot plans and pricing
Copilot Business add-on $25.20 per user per month (monthly) or $21.00 (yearly). Bundles with Business Standard $28.20 and Business Premium $38.40 per user per month (monthly). Copilot Chat included with eligible plans.
Checked on the official pricing page on 30 October 2026. Plans, limits and prices change often, so confirm the current details before you buy. We do not list prices that we have not verified.
Microsoft 365 Copilot: common questions
Is Microsoft 365 Copilot free?
No free plan is listed on the official pricing page (checked on the official pricing page on 30 October 2026).
How much does Microsoft 365 Copilot cost?
Paid plans start from $21/user/mo. Copilot Business add-on $25.20 per user per month (monthly) or $21.00 (yearly). Bundles with Business Standard $28.20 and Business Premium $38.40 per user per month (monthly). Copilot Chat included with eligible plans. This was checked on the official pricing page on 30 October 2026; prices change often, so confirm before you buy.
What are the best alternatives to Microsoft 365 Copilot?
Alternatives to Microsoft 365 Copilot listed on Algorixio include ChatGPT, Google Gemini, Notion AI and Claude. Which one fits depends on your use case, budget and the tools you already use; each has its own page with verified plan details.
Official sources
Information on this page was last checked against these sources on 30 October 2026. Algorixio has not run its own hands-on benchmark of this product.
- Microsoft Copilot plans and pricing for business microsoft.com
